Travel Insurance

For all River and Soul holidays you must provide your own comprehensive travel insurance. We require a copy of policy information before you arrive in Nepal.

Health and safety is the basis of every trip River and Soul run. However, we are running extreme activities in a 3rd world country. This creates a higher than normal level of risk and therefore we require all participants in our trips to have personal travel insurance.

Travel insurance: simple & flexible

You can buy and claim online, even after you've left home. Travel insurance from is available to people from 140 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

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Why buy travel insurance from World

  1. Backed by specialist insurers and global assistance partners
  2. Buy Online, even if you’ve already left home
  3. Buy more cover and claim online while travelling
  4. Covers a range of adventure sports and activities
  5. Give a little back and support a community development project

7 things you should know about travel insurance from

  1. Trusted reliable underwriters is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
  2. Value for money with the cover you need provides cover for what's important for travellers from 140 countries. By focusing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.
  3. Flexibility when you need it most
    Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you're already travelling.
  4. Cover for a range of adventure activities
    From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, covers a range of adventure activities, giving you peace of mind to get the most from your travels.
  5. World Nomads keeps you travelling safely
    All members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
  6. More than just great value travel insurance
    All members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
  7. Commitment to exceptional customer service
    We want to make sure you get the most from You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact directly.

General T&Cs for River and Soul about Travel Insurance

It is your responsibility to ensure that you are adequately insured for the whole trip. River and Soul will happily help and give advice where we can to make sure that you have the right cover.

You must make sure that your insurance covers all of the activities listed on your itinerary. In particular you must make sure that the Whitewater Rafting/Kayaking section is covered up to grade 5. Another important feature to be covered for is evacuation by helicopter and repatriation. Nepal is a very mountainous country with poor roads. A good hospital can often be days away by car and so you may need to be evacuated by helicopter in the event of an emergency and the cost could amount to thousands of US dollars.

It is your responsibility to ensure that you are adequately insured for the whole trip - including personal items, accidents, health, emergency evacuations, injury/death, loss or damage to personal effects, and last minute cancellations of the trip.

Please check your policy carefully before buying and before leaving home. Make sure you familiarize yourself with the procedures that you may need to follow in the unlikely event that you need to make a claim.

If you are covered by a policy arranged through your credit card company we ask that you provide evidence of this cover, as well as a 24-hour emergency contact number. Many credit card companies do not provide an insurance policy number. In this instance, the tour leader will need to record your credit card number, as this is required to activate any request for emergency assistance. You should also bring along the travel insurance information booklet provided by your credit card company. It is your responsibility to ensure that you meet the requirements set out by your credit card company in order to be effectively covered and that the cover offered is of a suitable standard.